Do you need an attorney? This is a common question that a person asks themselves when they have been injured. It is not uncommon for the injured party to also ask the insurance provider the same question. Sadly, the insurer will tell you “no,” you do not need legal representation. However, hiring a personal injury attorney after an accident is something that you should seriously consider.
Your attorney has a working knowledge of personal injury law. They also understand insurance policies and what rights an injury victim has under these policies. Often, because an injury victim does not know all of the benefits they are entitled to under the policy, they do not receive a complete compensation package.
Having a personal injury lawyer manage your case also makes it much harder for the insurer to delay your claim, deny medical care, or use other tactics to make the claim process frustrating for the injured party.
If you have been injured due to the negligence of another person or business, it will always be in your best interest to speak with a personal injury attorney about your rights. Schedule a consultation with your lawyer so you can have your case reviewed and your questions answered by a qualified lawyer.
Personal injury attorneys handle a large variety of injury cases. The most common types of cases include:
Car Accidents –All Types
Work Related Injuries
Slip and Fall
Dangerous Medications and Medical Equipment
Dangerous or Defective Product
Nursing Home Injuries
Most personal injuries generally fall into one of those categories. However, if you have been injured by a negligent act and it does not seem to “fit” into one of these categories, a law firm will come to aid you.
Bayonne NJ Personal Injury and Car Accident Lawyer
The most common type of personal injury case handled by a law firm are those involving car accidents. Car accidents occur at an unbelievable rate of nearly 800 a day according to the latest figures released from the Department of Transportation. Over half of these accidents report at least one person injured in the event.
Car accidents are frustrating events. Not only were you injured, but you have to deal with repairing or replacing your vehicle. You are facing unexpected financial burdens because of missing work, and now the insurance adjuster is giving you the runaround. It almost feels like the claim process was designed to make you give up.
And you are right!
One of the best tactics that the insurance companies use to reduce their obligations to injury victims is giving them the runaround. Making the claims process frustrating and confusing drives many people to the point where they give up. These people feel that having to cover all of these expenses on their own is better than having to deal with an insurance company for even one more minute.
This is why having a car accident lawyer manage your case is the right choice. Your attorney will handle all of the issues with the insurance company, giving you more time to manage what is most important which is your physical and mental recovery.
Your attorney knows the law and understands the terms of the policy covering the accident. With this knowledge, they will make sure that the insurance company complies with their obligations and does so in a timely manner.
A Quick Look At Motorcycle Accidents In New Jersey
Motorcyclists must be aware that New Jersey has different laws that apply to motorcycle accidents than regular vehicular accidents. Because of these laws, it is crucial for anyone involved in a motorcycle accident to seek legal representation immediately.
New Jersey law does not require car insurance policies to cover motorcycle accidents. Even if you carry a special policy on your motorcycle, it is unlikely that your medical costs will be covered.
This is a problem -motorcycle accidents often involve catastrophic injuries.
Injured motorcyclists will have to use their own personal health insurance to receive treatment, and most of these policies provide very limited coverage for this type of event. Some policies may not provide any coverage. If you are not personally insured, you will face large medical bills instantly. Many facilities may even place a threshold on how much medical treatment you can have until your bill is paid.
Hiring an attorney will eliminate this problem. Your attorney can secure medical care for you on a delayed payment plan. Your doctors will care for you until the attorney can reach a settlement with the responsible party for the accident. Once you settle, they get paid. Securing legal representation is the best way to protect your rights and receive care for your injuries when a motorcycle accident occurs.
Personal Injury Compensation Is Different For Each Case
One of the first questions that are asked during the initial consultation is, “How much is my claim worth?” That is a very valid question. Your attorney can give you an approximate figure based on the facts of your case, but they can never guarantee any specific amount. All compensation claims are different. The type of injury, the outlook for recovery from the injury, and the number of financial losses will be very individualized figures. This is why there are no set amounts for compensation.
Consult With A Personal Injury Attorney About Your Case
When you are injured, you face many challenges. You may find your life changed by your new physical restrictions. You may endure financial strains from not being able to work. All of these issues can lead to emotional duress and even family strain.
There is no reason that you should have to deal with these issues alone. By working with an attorney, you will have someone that can manage your case, fight for your rights, and help you get all of the compensation that you deserve for your losses. Your attorney can act on your behalf with the insurance company so that you do not have to deal with these complicated issues. Your attorney can negotiate the settlement, which ensures that you get all of the benefits you are entitled to from the accident. This gives you the ability to focus on your recovery and adjust to life after the injury. It is a relief for you and your loved ones.
Personal injury cases do fall under the Statute of Limitations. This means that you only have a limited amount of time to file a claim for compensation. If you do not start a claim for compensation within this time frame, you will lose your right to make a claim. This is why it is very important to speak with an attorney as soon as possible after an accident occurs.